Terms of Use
Last Updated: February 2, 2026
Please read these Terms of Use carefully before accessing or using the services provided by Zerygo Fens through the website zerygofens.com. By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use our services.
1. Definitions
The following terms apply throughout this document:
- Platform means the website, tools, content, and services made available at zerygofens.com.
- User means any individual who accesses, browses, registers on, or otherwise uses the Platform.
- Account means the registered profile created by a User to access personalised features of the Platform.
- Content means all text, materials, exercises, workshop materials, interactive tools, video, audio, graphics, and other information made available through the Platform.
- We, Us, Our rezerygo to Zerygo Fens, operating zerygofens.com.
2. Acceptance of Terms
By creating an account, completing a registration form, purchasing access, or simply browsing the Platform, you enter into a binding agreement with us under these Terms of Use. These Terms apply to all Users regardless of how they access the Platform.
We reserve the right to update or modify these Terms at any time. Continued use of the Platform after any change constitutes acceptance of the revised Terms. We will indicate the date of the most recent revision at the top of this page.
3. Eligibility
To use this Platform, you must:
- Be at least 18 years of age, or the age of legal majority in your jurisdiction;
- Have the legal capacity to enter into a binding agreement;
- Not be prohibited from using the Platform under any applicable law or regulation.
If you are accessing the Platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.
4. Registration and Accounts
4.1 Account Creation
Certain features of the Platform require you to create an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for keeping your account information up to date.
4.2 Account Security
You are solely responsible for maintaining the confidentiality of your login credentials. You must not share your account with any other person. You agree to notify us immediately at help@zerygofens.com if you suspect any unauthorised use of your account.
4.3 Account Suspension
We reserve the right to suspend or terminate your account at our sole discretion if we reasonably believe you have violated these Terms, engaged in harmful conduct, or acted in a manner that may expose us or other Users to risk or harm.
5. Use of the Platform
5.1 Permitted Use
You may use the Platform solely for lawful, personal, and non-commercial educational purposes, unless we have entered into a separate written agreement with you permitting commercial use.
5.2 Prohibited Conduct
You agree not to:
- Copy, reproduce, distribute, or resell any Content without our express written permission;
- Use any automated means, scrapers, bots, or similar tools to access or collect data from the Platform;
- Attempt to gain unauthorised access to any part of the Platform or its underlying systems;
- Upload, transmit, or distribute any malicious code, viruses, or harmful files;
- Impersonate any person or entity, or misrepresent your affiliation with any person or organisation;
- Use the Platform to harass, threaten, defame, or harm any individual;
- Interfere with or disrupt the integrity or performance of the Platform;
- Engage in any conduct that violates any applicable law or regulation;
- Use the Platform to promote investment products, financial instruments, or solicit third parties in any commercial capacity.
5.3 Educational Purpose
The Platform is designed to support learning and the development of practical skills related to investment mindset, financial thinking, and related topics. All Content is provided for educational purposes only and does not constitute financial, investment, tax, or legal advice.
6. Intellectual Property
6.1 Our Content
All Content on the Platform, including but not limited to course materials, workshop assignments, exercises, graphics, software, and branding, is the property of Zerygo Fens or its licensors. This Content is protected by applicable intellectual property laws.
6.2 Licence to Users
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform and its Content solely for your personal, non-commercial educational use. This licence does not include any right to sublicense, resell, or create derivative works based on the Content.
6.3 User-Submitted Content
If the Platform allows you to submit, post, or share content such as comments, assignments, or responses, you retain ownership of such content. However, by submitting it, you grant us a worldwide, royalty-free, non-exclusive licence to use, display, reproduce, and distribute that content in connection with operating and improving the Platform.
You represent that any content you submit does not infringe any third-party rights and complies with these Terms.
7. Payments and Refunds
7.1 Pricing
Fees for accessing paid content, workshops, or programmes are displayed on the Platform at the time of purchase. All prices are stated inclusive of any applicable taxes unless otherwise indicated.
7.2 Payment Processing
Payments are processed through secure third-party payment providers. We do not store your full payment card details. By making a purchase, you agree to the terms of the relevant payment processor.
7.3 Refund Policy
Refund eligibility is described at the time of purchase and on the relevant product or enrolment page. We are not obliged to provide a refund where you have accessed a substantial portion of the purchased content, unless the content was materially defective or misrepresented.
8. Disclaimers
8.1 No Financial Advice
All Content on the Platform is provided for educational and informational purposes only. Nothing on the Platform constitutes financial advice, investment guidance, or a recommendation to buy or sell any asset or financial instrument. You should consult a qualified financial professional before making any financial decisions.
8.2 Platform Availability
We do not guarantee that the Platform will be available at all times or free from interruption, errors, or technical issues. We may suspend, modify, or discontinue the Platform or any part of it at any time without notice.
8.3 Accuracy of Content
While we strive to ensure the accuracy and completeness of the Content, we make no warranties, express or implied, regarding its accuracy, reliability, or fitness for any particular purpose.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Zerygo Fens shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Platform or its Content.
Our total aggregate liability to you for any claim arising out of or related to these Terms or your use of the Platform shall not exceed the total amount you paid to us in the twelve months preceding the event giving rise to the claim.
Nothing in these Terms limits or excludes liability that cannot be excluded by law, including liability for death or personal injury caused by our negligence or for fraudulent misrepresentation.
10. Third-Party Links and Services
The Platform may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of any third party. Accessing linked third-party services is at your own risk and subject to their own terms and privacy policies.
11. Privacy
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your data as described in our Privacy Policy.
12. Termination
Either party may terminate the agreement formed by these Terms at any time. You may close your account by contacting us at help@zerygofens.com. We may suspend or terminate your access if you breach any provision of these Terms.
Upon termination, your licence to use the Platform and its Content ceases immediately. Provisions that by their nature should survive termination, including intellectual property rights, disclaimers, and limitation of liability clauses, shall remain in effect.
13. Modifications to the Platform
We reserve the right to modify, update, or discontinue any feature, course, tool, or portion of the Platform at any time. We are not liable to you or any third party for any such changes, suspension, or discontinuation.
14. Governing Principles
These Terms shall be interpreted in a fair and reasonable manner consistent with their educational and commercial purpose. Any dispute arising from these Terms shall be resolved through good faith negotiation in the first instance. Where resolution cannot be reached informally, disputes may be submitted to an appropriate dispute resolution process as agreed by both parties or as required by applicable law.
15. Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable, that provision shall be deemed severed from the remainder of the Terms, which shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy and any additional agreements you have entered into with us, constitute the entire agreement between you and Zerygo Fens with respect to your use of the Platform. They supersede all prior or contemporaneous understandings, whether written or oral.
17. Contact Information
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the details below:
Zerygo Fens
33 The Elms, Bunnavally, Athlone, Co. Westmeath, Ireland
Email: help@zerygofens.com
Phone: +353 42 933 9389
Website: zerygofens.com